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What do I do with a 5k tax return check?

Poll ended at Thu Mar 29, 2012 5:51 pm

Be boring and put it towards your mortgage.
1
8%
Be an American and go buy shit I don't need.
0
No votes
Rent out my place, quit my job, say f**k it and go take the Celta course in Kiev and don't come back for a few years.
8
67%
Take a few miniature trips around the states.
0
No votes
Give it to Winston so that he can waste it on women.
3
25%
 
Total votes : 12

N/A

Postby eurobrat » Wed Feb 29, 2012 5:51 pm

N/A
Last edited by eurobrat on Tue May 14, 2013 12:00 am, edited 1 time in total.
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Postby pete98146 » Wed Feb 29, 2012 6:04 pm

What's your preference in women? Why not do a bit of both? Three grand buys you one hell of a nice vacation to Europe, South America or Asia. Spend the other two grand paying down bills.
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Re: What do I do with a 5k tax return check?

Postby zboy1 » Wed Feb 29, 2012 6:09 pm

eurobrat wrote:Can't figure it out so many options. Please help me spend my tax return.


Shit, if I had that much money I would go to Rio, Philippines, or Ukraine and spend a couple of months R and R and not care about the troubles in the world...
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Postby eurobrat » Wed Feb 29, 2012 7:20 pm

...
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Postby eurobrat » Wed Feb 29, 2012 7:21 pm

...
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Postby pete98146 » Wed Feb 29, 2012 7:57 pm

Rio is an absolute blast! It's a trip that must be made once in a lifetime just to say you've been there. Nowhere else like it in the world.

I used to book inexpensive apartments thru a guy named Kenn (American ex pat). Nice guy...cheaper than staying in a hotel. Here's his link: http://www.ez-riorentals.com/tourist-info.htm I'd recommend staying in Copacabana.
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Postby eurobrat » Wed Feb 29, 2012 10:13 pm

...
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Postby Contrarian Expatriate » Wed Feb 29, 2012 10:23 pm

Put it in Roth IRA mutual fund with 50% going into an S&P 500 fund and 50% going into a Wilshire 4500 fund.

If that's not attractive to you, find a foreign bank that has CD rates above 10% and stash it there. I'm sure Ukraine has a few banks of that nature. Just remember you'd have to report the account to the US Treasury on an FBAR form, and you'd have to pay taxes on that interest. But that rate beats the long term US stock market average!
Feel free to visit my sites and to leave your respected words of wisdom:

http://thedeclineofmyamerica.blogspot.com/

http://www.youtube.com/user/ContrarianExpatriate
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Postby eurobrat » Wed Feb 29, 2012 10:26 pm

...
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Postby NorthAmericanguy » Wed Feb 29, 2012 11:12 pm

pete98146 wrote:What's your preference in women? Why not do a bit of both? Three grand buys you one hell of a nice vacation to Europe, South America or Asia. Spend the other two grand paying down bills.

+1
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Postby Rock » Wed Feb 29, 2012 11:49 pm

Contrarian Expatriate wrote:Put it in Roth IRA mutual fund with 50% going into an S&P 500 fund and 50% going into a Wilshire 4500 fund.

If that's not attractive to you, find a foreign bank that has CD rates above 10% and stash it there. I'm sure Ukraine has a few banks of that nature. Just remember you'd have to report the account to the US Treasury on an FBAR form, and you'd have to pay taxes on that interest. But that rate beats the long term US stock market average!


Which moderately safe foreign bank has CD rates at or above 10%? Which currency? Please tell.
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Postby NorthAmericanguy » Thu Mar 01, 2012 12:31 am

Contrarian Expatriate wrote:Put it in Roth IRA mutual fund with 50% going into an S&P 500 fund and 50% going into a Wilshire 4500 fund.

If that's not attractive to you, find a foreign bank that has CD rates above 10% and stash it there. I'm sure Ukraine has a few banks of that nature. Just remember you'd have to report the account to the US Treasury on an FBAR form, and you'd have to pay taxes on that interest. But that rate beats the long term US stock market average!


This is so out of my league, but with all due respect, the plan above does not make any sense. He will spend 1000 minimum just getting to Ukraine, then on top of that why should he trust a Ukrainian bank?

I just don't see what's wrong with the tried and true plan of living frugal and putting money away in a savings account.
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Postby eurobrat » Thu Mar 01, 2012 1:20 am

..
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Postby Contrarian Expatriate » Thu Mar 01, 2012 12:54 pm

NorthAmericanguy wrote:
Contrarian Expatriate wrote:Put it in Roth IRA mutual fund with 50% going into an S&P 500 fund and 50% going into a Wilshire 4500 fund.

If that's not attractive to you, find a foreign bank that has CD rates above 10% and stash it there. I'm sure Ukraine has a few banks of that nature. Just remember you'd have to report the account to the US Treasury on an FBAR form, and you'd have to pay taxes on that interest. But that rate beats the long term US stock market average!


This is so out of my league, but with all due respect, the plan above does not make any sense. He will spend 1000 minimum just getting to Ukraine, then on top of that why should he trust a Ukrainian bank?

I just don't see what's wrong with the tried and true plan of living frugal and putting money away in a savings account.

He could wire the money there, or he could simply wait until his next trip. Last time I traveled to Ukraine it costs $850 round trip.

Why trust a Ukrainian bank? Because banks in that part of the world now are better and more "trustworthy" than US banks and pay 10 to 12 times the interest that our banks pay. More sophisticated investors are taking advantage of foreign interest rates and to do so is to have your money far safer than in the US stock market.
Feel free to visit my sites and to leave your respected words of wisdom:

http://thedeclineofmyamerica.blogspot.com/

http://www.youtube.com/user/ContrarianExpatriate
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Postby skateboardstephen » Thu Mar 01, 2012 9:00 pm

eurobrat wrote:Why did it triple post and it won't let me delete it? Rio sounds fantastic but I do prefer Caucasian women over the Spanish women. Asian women would be second for me. Where can I go that women will be all over me and want to please me?


first off they aren't spainsh(at least the majority of em) mostly portugese,german,italian then african,indian and asian.there are plenty of white women in brasil my friend especially in states like rio grande do sul,paraná and santa cantalina.
se eu soubesse o que eu sei hoje, teria mando mulheres americanas para foder-se há muitos anos.que deus abençoe o brasil!
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