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What a Disaster

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What a Disaster

Postby tom » Sat May 05, 2012 2:25 am

It was he first thing that popped into my mind when reading this, what a disaster.

Image

This chick has a degree in "Art Therapy" She is not making a living at it obviously, living in a former crack den, living with vermin and insect infestations, tons of debt on student loans for an absolutely worthless college degree. Kind of the American version of a permanent bed spacer with a college degree. At least it was not a degree in women's studies.

I came across this book on Amazon Worthless: The Indispensable Guide to Choosing the Right Major Its a great book that address stuff like the above story. He talks about supply and demand and how it affects the job market and what is worthwhile education. One of the points he makes is it is true women are getting many more degrees than men these days but they are mostly worthless liberal arts degrees that have little chance of finding employment and are often low paying if they can find some employment. He talked about the degree mill scams like beauty schools. Here in the USA this kind of thing is a big ongoing scam. The cost of education has been skyrocketing and there are all kinds ways big education, often worthless, sucker people out of there money.

With no end in site a far as the recession goes here in America, people with these worthless degrees are just accruing interest on there student loans, they have little chance of finding work to pay off the loans. Many other countries do not have the deep structural problems the US has. The guy even suggest looking at other countries to seek better opportunities and avoid the consequences befalling the US.
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Postby ph_visitor » Sat May 05, 2012 9:44 am

Please don't post dead content.

If you pull something, give us a deprecated link if you are concerned about referral links and we can read the OP.

Like this:

Stalking the $600 Apartment in a Changing Brooklyn

h t t p://preview.tinyurl.com/7lhadx2

Ms. Cosmadopoulos works not in real estate, but in the
field of art therapy and instruction, and she has plenty of student loans
to pay.
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Postby xiongmao » Sat May 05, 2012 10:40 am

Student loans is another bubble that will blow up.

I'm in the UK, but this morning I was reading a report in the newspaper that claimed our students will not only graduate with massive debt, but their loan interest will be 3% above inflation (currently ~4%). So that media studies BA will cost you nearly 7% in interest payments.
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Postby C.J. » Sat May 05, 2012 12:07 pm

The real problem with the US as far as... any industry is concerned, is that everything that keeps the US afloat - college, employment, housing, even porn - is based on incurring debt. Almost everything you buy in the US is based on giving you DEBT that you can't(or is VERY difficult) pay back in a reasonable amount of time. This ensures that the elite have servants who pay them astronomical amounts of money FOR CENTURIES. That's the plan.

Trying to get into college means getting a debt from your education...getting employed means you have to pay in DIGNITY and financial security, bending over for your corporate masters. Getting a house means you get shelter... but you have to pay the corporate gangsters' price on the house later. Hell, even jerking off to porn incurs a debt on your HEALTH.

If you wanna escape the debt incurring system in the US, create something yourself. You can't stop the Feds from fractional reserving your ass, but you can minimize the debt you owe by huge percents. :)
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For College Grads, Jobs Outlook Better but Far From Great

Postby zboy1 » Sat May 05, 2012 8:22 pm

[youtube]http://www.youtube.com/watch?v=srDBzH8mtXA&feature=g-u-u[/youtube]
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Postby ExpeditionSailor » Sat May 05, 2012 10:56 pm

One reason why young people should not go to university is that most universities use worthless BA programs as a way of subsidizing the professional disciplines.

Think of things this way. If you ran a university that offered only professional degree programs, could you support those programs only with the tuition fees typically charged for professional degrees alone? Especially considering how few people actually get into the professional programs?

If you look at how much it costs to run programs in medicine, law, engineering, etc., and then factor in the number of students who qualify for entry, you will find that you can't. You could charge high tuition fees to generate the necessary revenues, but then you would end up with even fewer students, and still have no way to properly fund your operations.

I have little respect for the average BA-granting university. Most of them are not much better than degree mills. If I had kids of university age now, I would tell them not to go to university unless their marks were good enough to let them gain entry into one of the professional degree programs. Instead, I would recommend they get into a trade or attend a community college that offers technology programs, particularly IT and biotechnology.

Here in Canada, the universities are clearly not serving students well, because too many of them find they have to go to a community college after graduation to pick up the hard skills that employers want - skills that they should have gotten in university, given an ideal world. This has prompted the colleges to put much more intellectual rigour in their courses, and some have even been converted into degree-granting institutions without becoming full-fledged universities.

In my travels, I've seen far too many university grads working in jobs that are well below their educational qualifications. I've seen even more who cannot write better than high school students can. Many also lack critical thinking skills.

Surely the least you should be able to expect after putting yourself into $50K of student loan debt, is the ability to write properly and think critically.
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Postby ph_visitor » Sat May 05, 2012 11:37 pm

The USA College Debt Bubble is basically people taking Obama on his word and doing what they are told. About $100B of additional student loan debt is taken on each year, and most of it is used to fund lifestyle, not education.

More useless degrees in Art Therapy that pay zilch that have you looking for the cheapest apartments in NYC.

Since, in USA, college loans cannot be discharged ever, it's lifelong debt slavery.

You will have an entire generation working at packing Amazon orders, for $9/hour, part-time, no benefits. All with degrees and debt.

...and that's the GOOD jobs.

The America all of you knew pre-2008 is gone, gone, gone.
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Postby ExpeditionSailor » Sun May 06, 2012 11:05 pm

ph_visitor wrote:The USA College Debt Bubble is basically people taking Obama on his word and doing what they are told. About $100B of additional student loan debt is taken on each year, and most of it is used to fund lifestyle, not education.

More useless degrees in Art Therapy that pay zilch that have you looking for the cheapest apartments in NYC.

Since, in USA, college loans cannot be discharged ever, it's lifelong debt slavery.

You will have an entire generation working at packing Amazon orders, for $9/hour, part-time, no benefits. All with degrees and debt.

...and that's the GOOD jobs.

The America all of you knew pre-2008 is gone, gone, gone.


That's why I'm damned glad I paid off my student loan debts a long, long time ago. When I was in university, the government gave out loans, but also grants with the idea of helping lower debt loads for students. I finished school in 1987 with a total student loan debt of $5700.00 - about $10,000 in Canadian dollars today. By 1992, I had that debt mostly paid off. In relative terms, jobs didn't pay any better then than they do now. When I got out of university, I worked in a job that paid roughly what Amazon would pay its low-level staff now, and lived in an expensive city to boot, but at least the job was full-time.

The student-loan bubble is pretty well going to kill off post-secondary education as it's currently known in the United States. Nobody with a brain in their head is going to take on college-level studies unless they will pay off.
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Postby boycottamericanwomen » Sun May 06, 2012 11:55 pm

Thank f***ing God I never went to college.

f**k college- it is worthless, for the most part, and a MASSIVE waste of money.

Anyway, America is about to totally collapse, both socially and economically.
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Postby tom » Fri May 25, 2012 1:17 pm

Another kind of who is moving to a highly productive America, all with free money. This guy is going for a PHD in pimpology, maybe he can work at Walmart when he graduates.

Image
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Postby Jester » Fri May 25, 2012 11:44 pm

Great thread.

My conclusions:

(1) Don't borrow except for a tech/professional degree.

(2) Tell your sons the same.

(3) Date 18 year olds. No debt!
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Postby tom » Fri Jun 01, 2012 6:17 am

This Video talks about how America would loose its edge without the H1B visa. I would call it a crowding out of STEM's (science, technology, engineering, and mathematics) to popular and profitable women oriented degrees. It is a big net drain on resources. Our ability to build the next Silicon Valley will not be done by sociology majors. Sociology majors may get a job rationing EBT cards.

[youtube]http://www.youtube.com/watch?v=e7D3_eGaO5k&feature=related[/youtube]
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