I would not use Ko-Kard.com anymore unless you have no choice. Ko-Kard.com now takes 4 to 6 weeks to send funds to the recipient. Yet it does NOT tell you that on their website or FAQ section. No one can wait that long to receive money, yet they keep doing that and keep giving lame excuses. Every time I ask them why it's taking that long, I get a response like this:
Yet they do this every time. How can that be? Others on RipoffReport.com have complained about the same thing:Message:
Why is my last transaction taking two weeks again? Come on! Are you deaf? NO ONE can wait many weeks for their money!!!!! You do this every time! Why doesnt your website address how long it takes?
Thank you for your email.
We would like to inform you that we have already made a follow-up with regard to the processing of your transaction. There have been a delay due to technical issue with our secondary vendor in the US which caused interruption with the processing of payouts. However, rest assured we are working to solve this problem as quickly as we can. We are expecting for the payout update within this week. We will notify you immediately once completed.
We apologize for the delay.
http://www.ripoffreport.com/r/ko-kardco ... ph-1197536
http://www.ripoffreport.com/r/ko-kardco ... et-1196179
Instead, I would use the Western Union website, which now lets you send money online to your girl in the Philippines. You can use a credit card or bank account and the transfer only takes a few minutes. And the fee is only 5 dollars.
However, WU has a lot of security measures and if you aren't a square person who sends money from the same country that your bank account or credit card is located in, it will trigger red flags and cause your transaction to get declined. You have to call them to verify your identity, and even that may not work. So if you travel abroad, it will be difficult to use WU to send money unless you're in the same country that your bank account or credit card is in. Apparently, WU expects you to be square and always be in your own country.