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Stock market returns a historical average of 6%, so $20K > $18K, and that is a win. Of course you have to give up 40 hours a week of your time for it. But then there are health insurance benefits. Fluency in a language means either greater personal satisfaction or business opportunity, or both.These things alone move me to Package B, albeit in a country where $20K per year goes a long way.
I'd take the money......
Just in case the four of us are in a car crash together and I'm the only survivor.
Why do western men die before their western wives? Because they want to!
Package A. With money the women will come anyway. And if I blow a lot of it on women, who cares? i didn't work for it.
Package B is chump change. A small % of what I earn now and I will have to meet women who will probably try and take what little I have