newlifeinphilippines wrote:hammanta wrote:newlifeinphilippines wrote:hammanta wrote:I agree it doesnt' create love or interest. But there is other benefits to money like i said. you can help others and you can have freedom and time to do other things than working for the man. A poor man wont help anyone except himself. Im not a materialistic person but I know with that money i can eventually help someone else along the lines. And Ill have the freedom and time to pursue other things someday. For now i need to buckle down and save up.
But you yourself have admitted your job is not completely legal and could be shut down. Hell I could go out pushing some coke and make thousands of dollars. Doesn't mean I am a solid provider. But I'll refrain from judgement on that issue.
Now regarding money, even though you have a lot, you aren't really doing anything with it. Even in the Philippines you said you rarely go out and do anything and choose to work all the time. How is that happiness? You are saving for your future, I get it, but what if your future never comes? Wasting one's youth is a terrible thing and correct me if I'm wrong but you don't seem very happy at the current moment. So you are saving for a future that might not even be that lucrative or valuable in the end.
Well to be honest im not happy in asia either there is a lot of b.s you have to deal with there. Im actually happier here in america its nice and peaceful and drama free. Its just lonely but there is some perks to that. well the alternative is not caring and in a few years have no savings and no backup plan and living on the street or at my parents with not even 1 dollar to my name. So how is that fun? ive had my fun in asia im not missing that much except a bunch of easy poor skanks. And im not ready for marriage yet cause im not financially secure nor do i want a wife at my age. So what exactly are you suggesting? I blow my future retirement with no backup plan cause i need to take a trip once a year cause its more preferable over p**n? Cause i aint gonna teach english as a backup plan.
You are gonna be a slave to your job always I understand that so you want me to go blow my money and lose focus on my work cause i have the freedom to travel. No thanks. I get myself into trouble anyways when i leave the house.
Slave to my job? Psssshhh. I actually like my job and it can be very rewarding. I have a good path set and I'm busting my a** to get there.
I'm not saying quit what you do, I'm just saying why don't you loosen up some. Take some time off here and there, travel more places. Honestly you have what I'd like to have. Financial freedom and work freedom. Granted I know I won't do well in that type of career so I don't pursue it. The work doesn't interest me at all. But If you wait until you are older you might not be able to experience what you can in your youth. So making 9k for month or two instead of your normal 15K is really gonna set you back that much? I mean if I can spend less than 3k for 2.5 weeks vacation in the Philippines (that's including a $1300 plane ticket) then I'm sure you could managing to blow a 3rd of your monthly salary on decent trip every now and then.
The thing is i could take a month off and it may not effect my income hardly at all. But there could be somethign that goes wrong during that time and it could effect it alot ( a few thousand). Because its legally questionable i need to retire as soon as possible so every dollar wasted is just prolonging this out and im not sure how long its gonna take cause i may not be making as much very soon its very risky.
You dont have a clue because your situation is VERY DIFFERENT. cause you just show up for work for your paycheck and go home and a much needed break wont effect your income or your future stability. Im making 25K+ right now but it could drop dramatically in the near future if you were bringing int hat kind of money and h ad the weight of your shoulders nad worried about it crashing tommorrow the last thing you would want to do is go prancing around in some 3rd world country liek your some damn hippy. Busting financial nuts is better than winding up on the streets. BTW im getting taxed at 40 percent and after even frugal bills basically half the money is gone.
The pressure is totally different I get that but someone making significantly less has a lot more pressure then someone raking in the money. If they lose their job there goes their only livelihood, with, if they are lucky, a few months income to spare. If your shit crumbles you still have hundreds of thousands of dollars if not millions to fall back on. Place that stuff in reliable mutual or index funds and live off of passive income until you figure something else out. Or spend some time investing in yourself, whether that be education, skills training, experience, or whatever. I'm not saying you have millions but with that kind of income, unless you are living an extravagant lifestyle, you should have a damn good amount put away.
As Henry Ford would say:
"I think that much of the advice given to young men about saving money is wrong. I never saved a cent until I was forty years old. I invested in myself - in study, in mastering my tools, in preparation. Many a man who is putting a few dollars a week into the bank would do much better to put it into himself."
In all honesty, I could careless what you do with your time, money assets, or dick. I really don't even know why I'm bothering discussing this with you. For myself, I guess, If I was financially secure, even for a few years, I wouldn't be wasting my youth. But then again I have a degree, professional certificates, and some experience to fall back to. Plus I would probably take time to better myself (Masters, learn a language, volunteer, etc.) Anyways until we disagree next time
