--------------------------------------
This topic can go both ends of the spectrum depending
on how liberal or conservative you are. I tend to be
in the middle. Our current system is messed up but
going to universal health care like Canada or England
would make things worse. If you research the average
person over there they have to wait months or
sometimes years for surgery. Canada doesn't even allow
private doctors so if they can't fit you into their
medical schedule and you get more sick or something
there is nothing that can be done. I don't know the
specfics but socialized health care is not the answer
either.
-------------------------------------
Hi Winston,
The short answer: 84% of Americans are covered by government or private health insurance. 16% are uninsured.
Long answer: The US government provides health care to 27% of the US population. 60% of Americans have health insurance through their employer. There's some small overlap between the two, and roughly 84% of American citizens have health insurance. Of the 16% that do not have health coverage, at least one-third are eligible for government health care programs, but are ignorant or too confused to apply for it.
=============================
Detailed answer: Most people would say that the US is the only industrialized nation without universal health care. While this is true, some people exaggerate this and you can see it from the attached file, which marks US in gray, as if we had no coverage at all.
The truth is a little more complicated. The US is a large federal union with many states, Indian nations, and federal territories. Public health care is provided through various organizations, mostly unrelated to each other. It's not an efficient system, but we suck at centralized planning anyway.
Public health care is provided in the US through the following:
Medicare for elderly and disabled
Medicaid for the poor
State Children's health insurance Program for children of low income families
Department of Veterans Affairs provide health care to military veterans and servicemen/women
Indian Health Service provides health care to 1.8 million Native American Indians and Alaskan natives
etc.
In addition, each state may have its own public health care scheme. Examples include Massachusetts "MassHealth" and Minnesota's Comprehensive Health Association (MCHA). Also, I'm sure you know our hospitals are not allowed to turn away patients in need of urgent or emergency care, even if they cannot afford to pay. The hospitals are subsidized by State through public funds.
California has taken steps in 2007 toward universal health insurance coverage for all state residents. Of course, in a typical American fashion, the plan is highly decentralized and disorganized.

http://info.sen.ca.gov/pub/07-08/bill/a ... floor.html
If you actually read through the items, you can understand why even if they enact this, we'll have people who are too confused to know exactly which department or organization to obtain health care from.
As for paying for health care with cash... at one time if you got sick, you made a phone call and the doctor came to your house, and you paid for his care in cash. But after HMO's took over, most general private practice were actually pushed out of business because the HMO's were too cheap. How do you compete against $5 or $10 HMO co-pay?
----------------------------------------------------
I moved to FL, USA from Ottawa, Canada this February. I wouldn't say the Canadian health care system is that good. First of all, you mentioned that high taxes is the tradeoff for free health care. Another major issue is the wait time. If you want to see a doctor or get an x-ray, the next open slot is in 4 month. Some doctors won't accept new patients because they're too busy serving existing patients.
I don't have hard statistics, but I suspect because health care is free, a lot of lonely old people make appointment with doctors even when there's nothing wrong with them. They're just there for the company.
---------------------------------------
Right on Winston. For a good intro to the issue, see Michael Moore's Sicko. And besides having higher taxes to pay for health care, the taxation system in European countries, for instance, is highly progressive, meaning the rich get taxed at a higher rate than the poor and middle class. I'd be interested to learn what Japan's system is like, and South Korea's as well. From what I've heard from a Korean friend of mine, the Korean system is more similar to the USian system - meaning it is yet another way in which Koreans have displayed uncharacteristic stupidity, by following the US example. That and the Korean megachurches - gag.
Here in America, where I am tethered by $300,000 in student loans tied to my family's house, we must all be workaholic drones so that 1% of the population can live lives of despotic extravagance. The American dream!
------------------------------------
*** WWu, when I was assaulted in Ukraine, I had an
X-ray done on my nose. It cost $1.40. That would
have cost me $200 in the USA.
----------------------------------
It's really not the case. You can buy catastrophic health care which will cover you for anything up to 1.5 million dollars. The deductible is as little as 1-5k dollars and the premium is $1000 to $500 per person. The premuim is also tax deductible( thanks to George Bush) and since most people pay 50% of their income in taxes their actual cost (for 1.5 million in coverage) is only $500-$250.
The reason health care is so expensive here is that every one wants full insurance with no deductible--then they can run to the doctor all the time and never have to research and compare prices for services. The mark-up on many services are crazy, but since no one compares prices (they're insurance will pay for it anyway, so who cares), the low cost/small margin producer of medical services does not get more business--thereby putting pressure on the other guys to lower their prices.
Health care is affordable. What you've heard in your email is the democratic sales pitch to vote for them! We don't need socialized medicine; we need to make people take high deductibles on insurance --then they will compare prices and drive the cost down.
The medical marketplace is disfunctional because most people don't compare prices--their insurace company will pay for it.
------------------------------------
France:
=======
Here Healthcare is more or less free of charge BUT:
- outside Paris, it will take about ONE YEAR to get an appointment to see either a gynecologist (I am lucky I don't need them... LOL) or an optometrist. Within Paris, you might get an appointment within a month to see an optometrist. May be it is better to buy a dog and a white stick right away... (I mean that you can be blind before you see the damn doctor! or die of syphilis for women...) LOL!
- most doctors are incompetent and won't visit you at night or during week-end
- if you want real good service you will have to pay
- there are some heavy taxes on salaries. If you earn 1000 EUR per month, it will cost you and/or your employer about another 1000 EUR (the exact amonth might be around 850 EUR) to pay all the taxes, including a private additional medical insurance that is going to pay for part of the costs that are not paid by "social security" (compulsory medical insurance by the gov)
A General practisioner (MD) costs 21 EUR / visit (year 2007). That is the standard fee that is recommended by the gov. You can find one that will examin you for that price.
The GP doctor where I go to asks for 40 EUR (twice standard price). He is incompetent. I pay nothing (except 1 EUR) because 20 EUR is paid by the french "securite sociale". The rest is paid by my medical insurance that is paid by my employer (that is by me, as I am selfemployed.).
If you want to see a specialist it costs about 35 EUR if he asks for the standard fees that are recommended by the French gov. But prices can be as high as 150 EUR or 300 EUR per visit. It will always be possible to find someone that is going to examin you at the lower rate of 35 eur. I can also add that paying a lot of money doesn't imply competence. (I have seen that case!)
In case of emergency, you can call "sos medecin" (only in large towns). These doctors works 24h/24 a day and everyday. They will get to your home in Paris in a very short time: less that 30mn if they think that your case is serious. Although they have a bad reputation, they are very competent and kind.
If you are at the country side, you can die before the doctor gets to see you. Don't live at the coutry side if you are in bad health in France. Install in a large town if your wife is pregnant or be ready to deliver the baby yourself.... Start learning medecine in the USA...
In case of a real emergency, you can call the firemen or the SAMU which deal with vital life emergency. Within Paris, they should be in your home within a short time: 10mn/40mn (depending on trafic).
The free health system in France is going to pieces. But it seems (from outsiders point of view) that so far it is one of the best system in the world. Nevertheless, my opinion is that it is really bad and I don't like it. It is really expensive in the sense that you pay large sums of money for it to work (in taxes). If you are a trump, it will be the best health system that you can get in the world. You pay less for doctor if you don't work because you get free additional medical insurance (the one that is paid by my employer). This was set up by the socialist gov some years ago. Damn socialist! The communists are no longer in the gov in Russia. They have moved to France.
All surgical interventions are free of charge except if you want to use private health system. Then part of it will have to be paid by yourself.
All FIV (Fecondation In Vitro) and medicaly assisted human reproduction are free of charge (not like in USA).
The French health system is VERY complicated. So it can't be explained in a whole week to a foreigner. It am just giving you an idea of how it works.
PLEASE DON'T WRITE THAT I AM HAPPY WITH THE SYSTEM!
I am not! Do you want to pay 1000 EUR / month for a health system?
----------------------------------
Say this- Among all the industrialized countries
America has the worst healthcare system in terms of
affordability.
As far as many 3d world countries go, these are far
worse.
----------------------------------
It is illegal for any hospital emergency room to deny care to the sick in the US. The poor never have problems getting health care.
For us middle class folks it can be pretty expensive, if you want to always use a hospital or a private doctor.
We do have the best health care in the world for those that can afford it, or have insurance. If you have cancer, or some other difficult disease, this is where you want to be. My roommates mother, who is canadian, just had to fly here to have a brest tumor removed because the wait in canada was several months. She scheduled an appointment with a doctor in California and had it removed the next week.
Socialized medicine is great for prevenative. Privatized is best for inovation and treatment. A hybrid system of both private and socailized medicine would be fabulous.
There are afforadble clinics in the US. I used several in Bellingham when I lived there, and I use one in Seattle now. They use a sliding scale.
---------------------------
Did you see the film Sicko (Michael Moore)? This documentary unfortunately has numerous examples....
-----------------------------
Yesterday, at my husband's workplace there was a poster saying that ... 1 in every 7 children in the USA is without health care. This means 11 million children!
I just thought I share it with you as something to add to the theme of health care in the USA.