Why do Filipinos NEVER share costs with foreigners or treat?!

[Yohan]

Yohan,
If having 0.00 money and contributing 0.00 money is not extreme, then I don't know what is. Have you heard of the concept of fairness? If someone always paid 100 percent for me, I would feel guilty and shame, wouldn't you?
...
I don't mind sending support for Angelo. But why should I send support for all of Dianne's living expenses too? Her mom should do that, that should be her job, not just lay it all on me. If we aren't together, I should not be responsible for Dianne's living expenses too.

It is difficult to me to comment, as I have no idea how much support you send for Angelo, and if you do so on a regular monthly basis. I have also no information, how much is the income of Dianne, compared with your own financial status.

You are lucky anyway, as your relationship is not facing US-law so far, otherwise you might be forced to pay child-support AND alimony (or palimony as not married but due to co-habitation) to her for many years due to the difference of your and her income.

To ask her to share costs with you while you are in Philippines while meeting her and your son for a few days, I see no reason why she should do so. It's about fairness? You left her and your son for other women and why should she feel guilty and shame because of that and share your bills during your visits? I don't get it really, sorry.

Anyway, whatever, such costs for meals and some small items for ex-girlfriend and your child are minimal during your short stays in Philippines, it's about acting like a gentleman.

[Winston]

Hey any white knights here wanna help me out with something? Dianne needs $100 for Angelo's expenses. But I have no way to send it to her. Western Union website blocked my account cause I logged in from China. And Xoom.com did the same. Ko-Kard.com takes 6 weeks now to transfer and currently their banking services are down.

So can any of you helpful kind guys who are living in the Philippines now send $100 to Dianne for me via Cebuana Lhumiller or something like that? And I will pay you back by PayPal? The fees for domestic transfers in the Philippines are very low, less than one dollar I believe.

She keeps bugging me about it everyday and I have no way to send it. If any of you in the Philippines can help me out, I'd appreciate it. Hopefully you have a PayPal account so I can pay you back. PM me if you can help.

Thanks,
Winston

[Yohan]

I have no way to send it to her. Western Union website blocked my account cause I logged in from China. And Xoom.com did the same...

USD 100,- is only about php 4.600,-. You can try to send money directly from China, there is Western Union in China.

They should be able to assist you, at least you can pay in cash, if they cannot open for you your account in the USA.

http://www.westernunion.cn/en/

[Gadfly]

Just send a traveler's check (American Express) to her bank, and then they'll cash it

[Winston]

Hey any white knights here wanna help me out with something? Dianne needs $100 for Angelo's expenses.

When is the last time you sent her money and how much money do you send your son and girlfriend on a monthly basis?

I used Ko-Kard last time and it took 6 weeks. Crazy. One of my advertisers sends her money too, but it's not enough. So I gotta find another way. I am supposed to send them $300 or $350 a month, but I usually send only $250 total. So she has to borrow a lot.

Are you in the Philippines now? Is there a Cebuana Lhullier branch near you or WU branch? Domestic transfers cost only a few pesos. Do you have a PayPal account I can pay you with to do the transfer?

[Rock]

Winston:

1. Marcos is right about borrowing money. It's dangerous here. Typical interest charged is 10% per month on unsecured borrowing! So you should not be sending them less than they need.

US$350 per month (~Pesos16,000) is very reasonable (I'd say quite on the low side) to provide for a child in school plus some of his caretaker's (mother's) needs. By underfunding them, you are setting them up to be buried in a hole of debt. That's similar to what happens to so many Americans. But the difference is that in USA, 10% per month would be usury. Not so here where it's accepted in common practice and even legal.

2. From now on, just give Dianne enough to meet the full needs of your child and baby momma. Never give her more than a month at a time though.

Set up a mechanism so that you can transfer money to her automatically. One way to do this would be to open 2 Peso bank accounts - one in her name and one in yours.

I would recommend you open both accounts at a BDO branch near Dianne's residence. Then apply for and activate online banking for both of you and then enroll her account so that you can make automatic transfers each month online. Also make sure your BDO account has a nice buffer of savings so that you will always have enough to make the monthly transfers.

3. This is not the first time I've helped Dianne this way but I hope it's the last. Set things up properly so we never have to go through this again.

a. Have your dad deposit NT$ equivalent of US$100 into my Taipei Fubon account via ATM just like last time. I can check whether or not the money was received from him via online banking.

b. After he has done this, give me Dianne's relevant information so I can send her Peso equivalent of US$100 via LBC.

[BlackKnight]

Winston is retarded right?

[Yohan]

... I usually send only $250 total. So she has to borrow a lot...

USD 250,- is only about php 11.500,-, for the small child only, this is not much, but openly said to be fair to Winston, MANY Filipinos and MANY other men who abandoned their Filipina girlfriend and their children - including those who have easily enough money like men from South Korea and Japan - do not give them anything. Nothing, just zero. They have 'forgotten' them.

In this sense Dianne is still lucky. At least she is receiving 'something' from the father of their child.
I do not know anything about the educational background and income of Dianne, but I see no reason why she should not do some simple job and try to earn some money by herself.

About Winston, if he can, he should consider to offer more regular support, maybe around USD 400,- or USD 500,- or so (something between php 18.000,- and php 23.000,-), this should be OK as long as the child is still small.

[davewe]

... I usually send only $250 total. So she has to borrow a lot...

USD 250,- is only about php 11.500,-, for the small child only, this is not much, but openly said to be fair to Winston, MANY Filipinos and MANY other men who abandoned their Filipina girlfriend and their children - including those who have easily enough money like men from South Korea and Japan - do not give them anything. Nothing, just zero. They have 'forgotten' them. In this sense Dianne is still lucky. At least she is receiving 'something' from the father of their child.

I agree that while $250/month isn't much even in the Philippines, it is probably more than most Kanos who have fathered and abandoned children pay, let alone Filipinos.

But we don't seem to be addressing the incredible irony here: that this thread started with a complaint that Diane doesn't share costs with Winston.

[Rock]

... I usually send only $250 total. So she has to borrow a lot...

USD 250,- is only about php 11.500,-, for the small child only, this is not much, but openly said to be fair to Winston, MANY Filipinos and MANY other men who abandoned their Filipina girlfriend and their children - including those who have easily enough money like men from South Korea and Japan - do not give them anything. Nothing, just zero. They have 'forgotten' them. In this sense Dianne is still lucky. At least she is receiving 'something' from the father of their child.

I agree that while $250/month isn't much even in the Philippines, it is probably more than most Kanos who have fathered and abandoned children pay, let alone Filipinos.

But we don't seem to be addressing the incredible irony here: that this thread started with a complaint that Diane doesn't share costs with Winston.

Yea, sometimes Winston's threads are a riot! Thanks for pointing that out

[Winston]

Guys,
The average salary in the Philippines is 300p a day, about 7 dollars a day, which comes out to less than 200 dollars a month. How do Filipinos survive on that? How come other Filipino families can survive on that, but Dianne can't? I keep asking her how other Filipinos survive on such a salary and she can't, and she refuses to answer. Why? Can any of you answer for her? I've been asking these questions for years. Why can't I get logical answers to them?

[Winston]

But we don't seem to be addressing the incredible irony here: that this thread started with a complaint that Diane doesn't share costs with Winston.

Hahaha, it's a glaring irony indeed. Well-spotted!
'

Guys,
The average salary in the Philippines is 300p a day, about 7 dollars a day, which comes out to less than 200 dollars a month. How do Filipinos survive on that? How come other Filipino families can survive on that, but Dianne can't? I keep asking her how other Filipinos survive on such a salary and she can't, and she refuses to answer. Why? Can any of you answer for her? I've been asking these questions for years. Why can't I get logical answers to them?

There is a difference between "surviving" and "living a good life". For example, your son could "survive" on noodles (payless soup) and plain rice with vegetables. He could survive without regular meat and fish. He could survive in a less then ideal school, and without a lot of books or toys. But would he thrive without these things?

Other Filipino's get by on very small amounts of money a day. Their lives aren't exactly lives of great luxury. Sometimes for us foreigners it's easy to miss this; when we go to their houses, they will usually make an effort of putting something nice on the table. But the reality of the situation is that a lot of Filipino families do not have enough to eat, and their food is not of the highest quality. One in every 3 Filipino children is malnourished and does not get the proper nutrients. Their growth and development is stunted causing the Filipino people to be one of the world's shortest populations. Still, they survive.

If you want your son and girlfriend to have a somewhat decent life, somewhat decent food and be without the constant worry and stress of having to pay off loans and depend on the kindness of others, 400 dollars a months is the bare minimum.

What's the irony here? I don't get it. There is none.

Why 400 dollars? Food at the market isn't that expensive. The biggest expense is the cost of the trike transportation to and from school. Trikes are a ripoff in Angeles City. They live outside of AC.

How come poor Chinese girls can contribute money and share costs? How come even unemployed Chinese girls, like Lisa, can contribute money and share costs? But Filipinos can't at all? Stupid. Very stupid. I don't like people who contribute 0.00 to expenses, especially people who aren't giving me any sex or romance or happiness. 0.00 is too extreme, don't you think?

Why are you calling Dianne "Mrs. Wu", MarcosZeitola? You are weird you know that?

[Winston]

Winston:

1. Marcos is right about borrowing money. It's dangerous here. Typical interest charged is 10% per month on unsecured borrowing! So you should not be sending them less than they need.

US$350 per month (~Pesos16,000) is very reasonable (I'd say quite on the low side) to provide for a child in school plus some of his caretaker's (mother's) needs. By underfunding them, you are setting them up to be buried in a hole of debt. That's similar to what happens to so many Americans. But the difference is that in USA, 10% per month would be usury. Not so here where it's accepted in common practice and even legal.

2. From now on, just give Dianne enough to meet the full needs of your child and baby momma. Never give her more than a month at a time though.

Set up a mechanism so that you can transfer money to her automatically. One way to do this would be to open 2 Peso bank accounts - one in her name and one in yours.

I would recommend you open both accounts at a BDO branch near Dianne's residence. Then apply for and activate online banking for both of you and then enroll her account so that you can make automatic transfers each month online. Also make sure your BDO account has a nice buffer of savings so that you will always have enough to make the monthly transfers.

3. This is not the first time I've helped Dianne this way but I hope it's the last. Set things up properly so we never have to go through this again.

a. Have your dad deposit NT$ equivalent of US$100 into my Taipei Fubon account via ATM just like last time. I can check whether or not the money was received from him via online banking.

b. After he has done this, give me Dianne's relevant information so I can send her Peso equivalent of US$100 via LBC.

I don't want to bother my parents to do this. If I did, I can just have them go to Western Union and send the money to Dianne, rather than have them send money to you.

I do have a BDO account. But how can I wire dollars from the US into my BDO peso account? I don't get it.

How do most guys send money to the Philippines?

I don't like having to be responsible for everything, especially since I am not married to Dianne and am seeking a real wife that is more compatible with me. I hate it when people are totally helpless like her with 0.00 of their own money. Ridiculous and extreme. Unbelievable. Abnormal.

Lots of Filipinos get by with no money. So why is it so important to support them?

[Yohan]

Guys,
The average salary in the Philippines is 300p a day, about 7 dollars a day

This is not correct, the average salary in Philippines is higher, you are talking about the MINIMUM wage.

http://www.in-philippines.com/philippin ... wage-2015/

https://en.wikipedia.org/wiki/Regions_o ... hilippines

In Manila the MINIMUM wage is 481 PHP.
This is USD 10.30 per working day.

http://www.nwpc.dole.gov.ph/pages/stati ... st_wo.html

[Yohan]

There is a difference between "surviving" and "living a good life".
.....
Other Filipino's get by on very small amounts of money a day. Their lives aren't exactly lives of great luxury.
.....
But the reality of the situation is that a lot of Filipino families do not have enough to eat, and their food is not of the highest quality. One in every 3 Filipino children is malnourished and does not get the proper nutrients.
.....
If you want your son and girlfriend to have a somewhat decent life, somewhat decent food and be without the constant worry and stress of having to pay off loans and depend on the kindness of others, 400 dollars a months is the bare minimum.

Marcos, you forgot in your excellent listing to mention medical fees.

Many Filipinos do not have any health insurance and live with the daily headache about what to do when getting sick.
It means 'pay cash or die early' and this is true also for children.

Last week I sent USD 600,- to cover the health insurance for my foster daughter for 1 year as a student in Cebu. This insurance covers only medical treatment in some hospitals, but never the drugs. All medicine she needs she has to buy separately and pay in cash. No refund.

Further, higher education is not so cheap when children are getting older studying in Cebu (of course it cannot be compared with USA-fees) but every semester I have to transfer at least　USD 3000,- to cover the study expenses.

There are other expenses too, as you said, good food, clothes, but also housing. It is heavily raining in Cebu now since many days, but the house I constructed for my foster daughter is not located in a flood area and suffered only minimal damage during the last strong earthquake. This costs all money. Philippines is not so cheap if you want a person to live above the poverty level with some modest comfort.